At Greer State Bank, we consider the protection of your personal information as an essential part of your trust and confidence in us. We have always highly valued our customers’ privacy, and it has always been our policy to comply with all federal and state laws and regulations affecting your privacy. We make every attempt to protect your information and we never lose sight of the fact that your trust is our most treasured asset.

We only use, collect, and retain information that is necessary to serve our customers and to conduct our business.

In order to help our customers meet their financial needs and goals, we must collect certain pieces of “nonpublic personal information” or information about our customers that is not available to the public. This nonpublic personal information comes from a variety of different sources including:
• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates, or others; • Information we receive from a consumer reporting agency.

We use the information for identification purposes to protect our customers’ accounts, prevent unauthorized access, and identify additional services that may be of value to our customers.

We control the sharing of your personal information with other parties.

We may share nonpublic personal information with nonaffiliated companies that act on our behalf or companies that work for us to market our own products and services or other products and services that we believe may be of interest to you. However, these companies are contractually obligated to keep the information that we give to them confidential and to only use the information to provide the services we ask them to perform.

We may disclose nonpublic personal information about you to the following types of third parties:
• Financial service providers, such as mortgage bankers, securities broker-dealers, and insurance agents;
• Non-financial companies, such as retailers, direct marketers, airlines, and publishers; and
• Others, such as non-profit organizations.

We may also disclose information to other organizations when required or permitted by law, such as credit bureaus.

We do not disclose any nonpublic personal information about former customers to anyone, except as permitted by law.

We honor your information sharing and marketing preferences.

You have choices when it comes to how we share and use your information. If you prefer, you may direct us to not share your personal information and restrict marketing offers you receive via mail, email, or telephone.

We may continue to contact you as necessary to service your account and for other non-marketing purposes. We may also continue to provide marketing information in your regular account mailings and statements, including online and ATM communications.

You can tell us your preferences by:
• emailing us at info@greerstatebank.com,
• completing our secure website opt-out form,
• calling us at (864) 877-2000 and speaking with a Relationship Banker, or
• visiting a Relationship Banker at your local branch.

We guard and maintain your personal information for accuracy and completeness.

It is our policy to assure that the information we maintain about our customers is accurate, current and complete. We will promptly investigate and correct any inaccuracies as soon as we become aware of them.

We treat your personal information as highly confidential and limit employee access to this information.

We treat the information that we maintain about our customers as highly confidential. We emphasize the importance of this confidentiality and privacy to our employees by providing training and maintaining appropriate operating procedures. We limit employee access to customer information to those using it in the legitimate conduct of our business.

We maintain strict safeguards to protect your personal information.

We maintain physical, electronic, and procedural safeguards that comply with federal regulations to prevent unauthorized access to customer information. We periodically test and update our technology to provide protection to ensure the integrity and security of our information systems.

We are committed to customer privacy on our web site.

We are also committed to protecting the privacy of the customers who use our Online Banking Service through our web site. For additional information about our Internet policies concerning privacy and security, email us at info@greerstatebank.com. 

We ask you to partner with us in protecting your privacy. 

We encourage you to be diligent in your efforts to protect the privacy of your information. For tips on how to protect your personal information, visit our website at www.greerstatebank.com. If you have any questions about your personal information, or if you think it has been compromised, visit any Greer State Bank branch or call us at (864) 877-2000.

The protection of your privacy is very important to Greer State Bank.

Please be assured that protecting your privacy in all of your dealings with us is among our highest priorities. If you have any questions about the confidentiality of your customer information, please feel free to contact our Privacy Officer at (864) 877-2000 or send an email to info@greerstatebank.com.