Consumer Loans

At Greer State Bank, we try to provide the right loan for you and your credit needs. Quality, personal service is the goal of our Bank and we strive to make the borrowing process simple and pleasant. We have a variety of loan solutions available with competitive terms and interest rates.

Home Equity Line of Credit

Need money for college tuition or to add that extra room to your home? Our home equity line - a revolving, open-ended line of credit secured by your home - is a great way to provide extra cash when you need it. Once you're approved, you can write yourself a loan up to your approved credit limit - for any reason and at any time without reapplying!

Home equity lines are subject to credit approval and trade area limitations. Interest paid is generally tax deductible. Consult your tax advisor for details.

Mortgage Loans

We can make your dream of owning a new home a reality! Let our staff of mortgage loan specialists help you design the right loan for your new home. With competitive mortgage loan programs and quality service from a professional staff, the process of financing your new home will be an enjoyable experience.

Since mortgage rates change almost daily, we invite you to contact us. Or try calling our convenient mortgage rate line - (864) 879-8842 - for the most up to date information.

Fixed Rate Mortgages
Adjustable Rate Mortgages
Construction Loans
Refinancing Options

New and Used Vehicle Loans

Are you in the market for a new or used vehicle? If so, come see us before you buy! We offer a variety of financing options for qualified borrowers on both new and used cars.

All loans are subject to credit approval and trade area limitations.


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