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Personal Checking Accounts
We offer several checking options to meet your banking needs. Simply review the information below to decide which account best fits your lifestyle, and then visit any of our branch locations to open your new account.
| Account Name | e-Bonus Checking | Free Checking | Master Banking | Senior Checking | Student Checking |
| It’s Right for you if: |
You would like to earn CD-like interest rates on a checking account and you like to bank electronically |
You are looking for convenience and value | You maintain a higher balance and want to be rewarded with extra features and benefits | You are 55 years of age or more and want with an account some added features | You are a student under the age of 21 and are looking for an economical checking option |
| Minimum Opening Deposit: | $100 | $100 | $250 | $100 | $100 |
| Monthly Maintenance Fees | None | None | $15 | $5 | None |
| Balance and/or Other Requirements to Avoid Monthly Fees |
None You must accept your statement electronically via Online Banking (e-Statements) to qualify for this account |
None | Maintain balance relationships of $10,000 in combined deposit accounts or $30,000 in combined loan and deposit balances with Greer State Bank | Maintain a $100 minimum daily balance | None |
| Transaction Activity | Unlimited | Unlimited | Unlimited | Unlimited | Unlimited |
| Overdraft Protection | Available | Available | Available | Available | None |
| Interest Bearing |
Yes* * must meet account requirements to earn premium rates |
No | Yes | Yes | No |
| Free Checks | No | No | Two orders per year | Two orders per year | No |
| Additional Features and Services |
Earn premium interest rates by completing at least 10 debit card transactions per month and by having either direct deposit or a recurring ACH debit from your account Free ATM fee reimbursement on all ATMs nationwide Free Online Banking Free Online Bill Pay Unlimited electronic transactions with your Greer State Bank Visa® Check Card, ATM card, or our TELEBANKER service |
Free Online Banking Free Online Bill Pay Unlimited electronic transactions with your Greer State Bank Visa® Check Card, ATM card, or our TELEBANKER service Free check safekeeping of your canceled checks |
Preferential yields of interest on certificates of deposit Discounts on Home Equity Lines Discounts on Mortgage and Consumer Loans Free 3”x5” Safe Deposit Box Travelers checks, money orders, and bank certified checks at no issue charge Free Online Banking Free Online Bill Pay Unlimited electronic transactions with your Greer State Bank Visa® Check Card, ATM card, or our TELEBANKER service Free check safekeeping of your canceled checks |
10% discount on any size Safe Deposit Box Travelers checks at no issue charge Free Online Banking Free Online Bill Pay Unlimited electronic transactions with your Greer State Bank Visa® Check Card, ATM card, or our TELEBANKER service Free check safekeeping of your canceled checks |
Free Online Banking Free check safekeeping of your canceled checks |
