Personal Banking

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Personal Checking

We've got lots of options so you can find the one that's just right for you.

  Master Banking
It's a step above most other checking accounts. This interest bearing Master Banking account offers tailored services for the customer who is looking for a little more..
  Senior Checking
As they say, wisdom comes with age. So does financial knowledge. Our Senior Checking account is for customers who are over the age of 55.
  Free Checking
Free is the word here. That's because this non-interest-bearing checking account has no minimum balance, no monthly maintenance fee and unlimited check writing.
  Student Checking
Being a student always has its perks. It's no different with banking. This non-interest bearing checking account is designed for students between 15 and 24 years of age and offers no monthly service charge and no minimum balance requirements.
  eBonus Checking
For those of you who have embraced the Internet, we're giving you a bonus—a free interest-bearing account that combines convenience with a generous rate of return. More information.
**For your protection all new account applications are verified by Equifax.

Overdraft Protection
Eliminate the embarrassment and frustration that comes with a returned check for insufficient funds. Our automated overdraft protection allows you to have peace of mind knowing that checks will be honored up to the overdraft privilege limit.

When you open a Greer State Bank personal checking account*, we will automatically provide you with an overdraft limit of $500. If you overdraw your account, Greer State Bank will cover your checks up to a combined total of $500. All you pay for this privilege is the Greer State Bank standard fee ($38) for each item that overdraws your account. Transactions for which a fee may be imposed include checks, in-person withdrawals, ATM withdrawals, and other electronic transactions.

As an alternative to our overdraft privilege service, Greer State Bank offers automatic transfers from your Greer State Bank savings account or line of credit. These transfers cover items clearing your checking account, giving you peace of mind and saving you the hassle of a returned check. All you pay for this service is $10 per transfer. Please contact a Relationship Banker to sign up.

*Student accounts excluded. Greer State Bank reserves the right to refuse any transaction.