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Don't just save for a rainy day.  Save for all those beautiful days in retirement that you will want to get out and enjoy.
Our Ira CDs are designed for those who are planning for retirement-whether they are just starting to save, or if you are getting close to retirement age.  Working individuals may contribute $5,000 annually and individuals over age 50 may contribute $6,500 annually.

Here is what we offer in our IRA CD:

Features and Benefits
  • $2,500 minimum balance to open
  • Terms available from 12 to 36 months
  • Deposits can be made for prior tax year up to April 15 of the current tax year
  • Earn tax-deferred money until withdrawal toward retirement
  • Enjoy the safety and guaranteed features of a CD
  • Withdraw funds at maturity or roll into same term CD
  • Interest rate is set at account opening for term of CD

  • Early withdrawal penalties may be imposed
  • IRS premature distribution penalty tax is imposed if a withdrawal is made before the customer reaches the age of 59 1/2
  • IRA transfer fee—$25

To learn more please contact a Relationship Banker by calling 864.877.2000.