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Certificates of Deposit

It’s nice to have some guarantees in life. That’s why we guarantee certain interest rates on these deposits.

Choose from a variety of certificates of deposit that range from 7 days to 36 months and come with competitive yields of interest along with the security of FDIC insurance. For more information regarding accounts, contact us.
  Internet CD Rates  
  Min. Deposit Annual Percentage Yield Interest Rate  
6 Month Special $5,000 1.60 1.59 Apply
9 Month Special $5,000 1.65 1.65 Apply
12 Month Special $5,000 1.40 1.40 Apply

Internet CD rates are valid for new CD applications submitted online only.

  CD Specials  
  Min. Deposit Annual Percentage Yield Interest Rate
9 Month Special $5,000 1.60 1.60
13 Month Special (requires checking account) $5,000 2.25 2.25
18 Month Special $5,000 2.20 2.20
36 Month CD/IRA Special $5,000 2.75 2.75

  Prime Index CD Rates  
  Percent of Wall Street Journal Prime Index Rate Min. Deposit Annual Percentage Yield Interest Rate
6 Month 40% $5,000 1.30 1.30
12 Month 50% $5,000 1.63 1.63
18 Month 55% $5,000 1.79 1.79
24 Month 60% $5,000 1.95 1.95
36 Month 65% $5,000 2.11 2.11

A penalty may be imposed for early withdrawal. For certificates with terms longer than one year, annual payout of interest is mandatory. Interest can not remain on deposit for more than one year. Interest Rates are subject to change. Rates valid as of 03/08/2010.

Other Certificate of Deposit Options

24-Month Bump-Up CD
  • Withdraw funds at maturity or roll into same term CD
  • $5,000 minimum opening balance
  • Interest rate is set at account opening