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Arlington Home


Mortgage Rate Line 

Whether you are buying, building, or refinancing a home, Greer State Bank has experienced loan specialists who will assist you and provide the best loan options for your financial goals.  With competitive mortgage programs and excellent customer service, our bank provides the knowledge and expertise to guide you through the loan process from start to finish.  Here is a sample of our most popular loan programs:

Fixed Loans
  • This program guarantees a consistent payment over the term of your loan.
  • Up to 30 years


Adjustable Rate Mortgages
  • These programs offer lower initial rates and payments for various periods to increase your ability to borrow more or increase your purchasing power.  Your interest rate could increase or decrease over the course of the loan.
  • Up to 30 years
Affordable Housing Loans
  • Greer State Bank offers a variety of programs to assist first-time home buyers with low down payment options.  Down payments can be accepted as gifts towards the purchase of a home.  We currently offer FHA and USDA (Rural Housing) loan programs.
  • Up to 30 years

Greer State Bank offers FREE mortgage pre-qualification letters of approval to make shopping for your new home easier.  Please contact Sue Gaines at or call 864-879-8840 for letters.

Call our Mortgage Rate Line at 864-879-8842 for current interest rates.