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Consumer Loans

Let us help you with your Loans.  Contact us at 864-877-2000


Consumer Loans
Most of us, whether we are young singles, families just starting out, or senior citizens, have occasions when we must borrow money to meet our needs.  Greer State Bank offers competitive rates and terms and a wide variety of loan options, but the service our experienced staff of consumer loan officers will provide you is our greatest asset.  We are committed to helping meet your needs, while make the borrowing process as pleasant and simple as possible.

For your convenience, we have provided a Word document of our consumer loan application that you can print out and complete using the instructions.  We accept applications from the immediate Greenville/Spartanburg County market in South Carolina only.  This application is not for real estate secured loans.  Once the application is complete, please stop by or call to make an appointment with a consumer lender.

If the application is mailed to Greer State Bank, we will contact you to schedule a time to come in.  We will not be able to begin processing your application until we have met with you personally.  

Consumer Loan Application

  Home Equity Lines of Credit
If you require funding for a vehicle, college tuition, an extra room on your home, or any number of other needs, our home equity line of credit - a revolving, open-ended line of credit secured by your home- is a great way to provide extra cash when you need it.  Once you are approved, you can write yourself a loan up to your approved credit limit- for any reason and at any time.  Home equity lines are subject to credit approval and trade area limitations, and the interest may be tax deductible- consult your tax advisor for details.
  New and Used Vehicle Loans
If you are in the market for a new or used vehicle, contact us before you buy.  Our loan officers can assist you as you select a vehicle that meets your needs and budget, and we offer a variety of financing options to qualified borrowers in our trade area on new or used vehicles.  The above Consumer Loan Application can be used for Vehicle Loans.