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Commercial Loans

The mission of Greer State Bank's team of commercial professionals is to service the needs of businesses in the Greer area and in the Upstate of South Carolina.  With responsiveness at our core, we seek to understand our business customers and assist them in reaching their goals.  Our lenders are experienced in working with a variety of businesses and industries- manufacturing, wholesaling, small retail stores, legal and medical professionals, real estate developers, used auto dealers, residential and commercial builders, hotels, transportation and warehousing, among others.  We also consider non-bank options for prospects who qualify for SBA 504 or Appalachian Development Corporation programs.  Our experienced commercial relationship managers can help businesses with any financial needs, from loan and depository needs to cash management and investments assistance.

Businesses oftentimes need immediate service or a decision to meet a deadline.  They are in luck if they bank with Greer State Bank, where all of our loan decisions are made in Greer, by lenders who pride themselves in being responsive to their customers and to building lasting relationships.  Our loans are structured according to the type and purpose of the request, they type and useful life of the collateral, and the repayment capacity of the borrower.

Loan products offered by Greer State Bank include:

  • Working Capital/ Annual Lines of Credit
  • Equipment Loans
  • Real Estate Loans
  • Commercial and Residential Construction Loans

Managing a business can present challenges daily.  Greer State Bank's commercial professionals would welcome the opportunity to help businesses meet and overcome those challenges and help goals become realities.